Simple, flexible, and built exclusively for crafters. Here’s everything you need to know about how our crafters insurance works and how to get covered in minutes.
Insurance can feel complicated. We’ve made it simple. There are three types of craft cover, and they work in a clear order: you start with the essential foundation, then add what your situation requires. No paying for cover you don’t need.
Our craft business insurance is built around a simple structure. Public and product liability is your essential base with everything else is an optional add-on. You choose only what you need, and your policy reflects exactly that.
This is where every policy starts. Crafters public liability insurance protects you if a member of the public is injured, or their property is damaged, as a result of your craft activities or the products you sell. Product liability for craft businesses covers you whether you’re selling at a craft fair, online, through a rent-a-shelf arrangement, or via another retailer.
Professional indemnity is included as standard, so you’re covered to teach and demonstrate your craft too. N.b. we now automatically include £500,000 professional indemnity with every policy, at no extra cost.
✓ Unlimited indoor and outdoor events
✓ Online sales, rent-a-shelf and third-party retailers covered
✓ Worldwide cover including USA & Canada (subject to terms)
✓ Professional indemnity included as standard
✓ No excess on public and product liability
If anyone works in your craft business, whether that’s a paid employee, a casual helper, or a volunteer employers liability insurance for your craft business is a legal requirement. This cover protects you if a member of your team makes a claim for injury or illness arising from their work with you.
✓ Covers employees, casual workers and volunteers
✓ Legally required if you employ anyone
✓ Add to your base policy in one step
Business items insurance for crafters covers the physical side of your craft business: your tools, equipment, materials, stock, and the items you need to trade. We’ve simplified this cover so you no longer need to differentiate between saleable stock and raw materials, just tell us what you have and we’ll cover it.
✓ Tools, equipment, display stands, laptops, card readers and more
✓ Stock and materials, there’s no need to separate them
✓ Comprehensive money cover included
✓ Our £50 excess is one of the lowest available
Click ‘Get a Quote’ and complete the short online application. You choose your level of public and product liability cover, then add any extras you need.
Your personalised quote is generated instantly. Pay online by credit or debit card or choose to spread the cost with a 0% interest direct debit over 12 monthly payments (phone us to set this up).
Your policy documents are emailed to you immediately. Hard copies are available on request. That’s it.
If your quote refers for any reason, just give us a call. Our team will talk you through it and get you sorted quickly.
Selling beyond the UK? You’re covered. Your crafters insurance includes worldwide cover at no extra cost. That means you can sell your handmade products with confidence, whether your customer is around the corner or across the world.
✓ Worldwide product liability cover included
✓ USA & Canada included where annual sales to those markets are under £25,000
✓ USA & Canada liability capped at £500,000 in the aggregate including defence costs
✓ Claims must be brought against you in the United Kingdom or Ireland
Because the policy is not premises-specific, we only need your correspondence address. If you have a workshop, studio or home workspace, you’re automatically covered there too.
And whether you’re at a craft fair in Cardiff or a market in Edinburgh, your cover comes with you.
There’s no requirement to notify us each time you attend a fair, market or show. Your craft cover works in the background at unlimited events, indoors and outdoors, throughout your policy period. Just turn up and trade.
Need to make a change to your policy? Go ahead. We charge no admin fees for amendments and no cancellation fees ever. Other insurers charge £15 or more just to update your details. We think that’s wrong. Your policy should be as flexible as your craft business.
If your quote refers, if you have a question, or if you just want someone to talk you through what you need, our team is here. You’ll always reach a real person, not a chatbot or an automated system. That’s always been part of how we work, and it always will be.
If you have any questions about the Craft Insurance Policy, you may be able to find your answer in the frequently asked questions below…
Craft insurance in the UK typically covers public and product liability, protecting you if a member of the public is injured or their property is damaged as a result of your craft activity or products. At Craft Insurance, your base policy also includes professional indemnity cover as standard, so you’re insured to teach and demonstrate your craft as well as sell it.
You can then add optional cover for employers liability (if you have staff or helpers) and business and stock cover (for your tools, equipment, materials, and money). All cover is available to individuals, sole traders, hobbyists, craft clubs and registered businesses across the UK.
If you make, sell, teach or demonstrate your craft, whether as a hobby, a side income, or a full-time business, you almost certainly need some form of crafters insurance UK.
Most craft fairs, markets and events require proof of public liability insurance before you can take a stall. Our craft insurance policies are suitable for independent crafters and hobbyists, sole traders and self-employed makers, partnerships and registered craft businesses, and craft clubs and societies. If you sell online, through other retailers, or via rent-a-shelf arrangements, product liability cover is also essential and it’s included in every policy we offer.
The cost of craft insurance in the UK depends on your level of cover, your turnover, and the optional add-ons you choose. Because we specialise exclusively in craft insurance, we understand the actual risks involved which means we don’t overcharge to cover unknowns the way general insurers often do.
There are no admin fees for amendments, no cancellation fees, and no hidden costs. You can also spread the cost across 12 monthly payments at 0% interest. The best way to find out your exact price is to get a quote online in minutes. It takes less time than you think.
No. Your Craft Insurance policy covers you for an unlimited number of indoor and outdoor events throughout your policy period; craft fairs, markets, shows, exhibitions and demonstrations. There’s no need to arrange separate short-period craft insurance for each event you attend.
The same policy also covers your product liability for online sales, rent-a-shelf arrangements, and selling through other shops or retailers, all under one straightforward policy.
We are the UK’s most established dedicated craft insurance company.
Unlike general insurers or comparison sites, craft insurance is all we do, and that focus makes a real difference. We understand your risks in a way our competitors simply don’t, which allows us to offer comprehensive cover with very few exclusions and competitive pricing.
Other providers often have surprising gaps in their cover, for example, some exclude home fragrances, reed diffusers, or products made by the policyholder rather than branded goods. We charge no admin fees for policy changes. Professional indemnity is included as standard. And when you need to talk to someone, you always speak to a real person.
We don’t just sell craft insurance, we help you understand what you need, walk you through your options, and support you if you ever need to make a claim.
Start with your public and product liability cover, add what you need, and have your documents in your inbox within minutes. Or if you’d like to talk it through first, give us a call, we’re happy to help you work out exactly what you need.
